In 2024, the IRS issued nearly 105 million refunds to taxpayers with an average refund of more than $3,100. If you’re among the millions of American taxpayers who are expecting a tax refund this year, or any year, it’s worth double-checking that the amount of your refund matches what was…

Key takeaways The best way to pay medical bills is to set up a payment plan with the provider directly, but you can make those payments with a credit card. Medical debt has federal protections when it comes to your credit report. But if it turns into consumer debt, it…

Key takeaways Knowing how to calculate home equity gives homeowners a way to understand their home’s worth — and potentially liquidate it for their needs or wants. Your home equity is basically your home’s fair market value, minus any outstanding sums owed on it. To calculate your home equity, take…

A bear market is a prolonged period of price declines in a stock or entire market, usually of 20 percent or more from a recent high. Investors typically track the world’s major indexes like the S&P 500 and the Dow Jones Industrial Average to see when they enter bear market…