When people clean their homes in the spring, they have to determine what to keep and what to toss. Financial accounts also need their own form of spring cleaning. But how do you know when it’s time to declutter your accounts? I never thought much about how many bank accounts…

Key Takeaways Overdraft fees occur when your account has a negative balance due to a withdrawal, transfer or debit. Overdraft fees can be costly, but some banks have eliminated them or cut them. It’s important to be aware of your account balance to avoid overdrafts. Check your account regularly and…

Money orders allow you to securely send or receive payments, without having to share sensitive bank account information. They are similar to checks but they can’t bounce because they’re prepaid. They can, however, get canceled or refunded if not filled out correctly so it’s important to know what information you’ll…

Tether (USDT) is a stablecoin, which is a type of cryptocurrency designed to maintain a steady value over time. It’s different from other crypto coins, like Bitcoin or Ethereum, because its price is pegged to the U.S. dollar.  Here’s what you need to know about Tether and how it works. …