Debt Management
Debt is a fact of life for many Americans. The average credit card balance in 2023 was $6,501, with 49…
Key takeaways To calculate your debt-to-income ratio, add up your monthly debt payments and your gross monthly income and then…
Financial strain can happen anytime, leaving you needing help to deal with your financial commitments. While there are several options…
Not all debts are bad ones. But bad debts can hang heavy around your neck and create long-term financial strain.…
How to Get Free Bankruptcy Counselling Generally, you have two options to receive free bankruptcy counselling to help you determine…
When Dave applied for National Debt Relief, he was $36,883 in credit card debt and fighting to keep the balance…
Key takeaways A creditor places a bank levy on your account if you have fallen delinquent on your payments. A…
Key takeaways Higher inflation and lower wages are increasing outstanding debts, especially among lower-income households. The steps to take include…
A May 2024 consumer credit report from the Federal Reserve noted that outstanding debt (including credit card balances) grew by…
Key takeaways You are responsible for debts if you were a joint borrower, live in a community property state, state…
Don’t miss Raising Financially Fit Kids; this engaging and relevant webinar is a great resource for parents, teachers, and caregivers…
Key takeaways You are still responsible for missed payments even if your debt is charged off. You will likely be…