Personal Finance
Cavan Images/GettyImages; Illustration by Hunter Newton/Bankrate Most of us will have to buy an insurance policy in our lives. Whether…
The solo 401(k) and SEP IRA are two of the best retirement plans available for a small business owner –…
A Roth 401(k) and a Roth IRA sound similar — and they are. Contributions are made after taxes — meaning…
If you’re a solo entrepreneur, saving for retirement might be the last thing on your mind. A Roth solo 401(k)…
A safe harbor 401(k) is a retirement plan that allows a company to avoid the regulations and expenses associated with…
Key takeaways Federal Bureau of Investigations (FBI) reports show that insurance fraud may account for $400 to $700 in higher…
Ever feel overwhelmed by the thought of how to invest for your retirement? You’re not alone. Investing is filled with…
If your long-term goal is to enjoy a comfortable retirement, the 401(k) plan is a great way to get there.…
Brothers91/GettyImages; illustration by Bankrate The IRS left contribution limits to traditional and Roth IRAs unchanged for 2025, keeping them at…
Luis Alvarez/Getty Images 403(b) retirement plans are offered by schools and tax-exempt charitable organizations. Like 401(k) plans, 403(b) plans allow…
Halfpoint Images/Getty Images A spousal IRA allows a working partner to open an individual retirement account (IRA) for their non-working…
There’s no limit to the number of IRA accounts that you can open, but your annual contributions are limited to…