Personal Finance
A credit score of 500 or less gives you plenty of room for growth when building your credit, and it…
Morsa Images/Getty Images With home prices setting one record after another, it’s a terrible time to be a first-time buyer.…
Images by Getty Images; Illustration by Austin Courregé/Bankrate If you’ve been using credit cards to cope with price hikes, you’re…
While the U.S. economy rebounded from the coronavirus pandemic in 2021, the Federal Reserve chose not to raise rates as…
About 16.5 million people in the U.S. are self-employed, according to 2023 data from the Bureau of Labor Statistics. For…
How much money will you need to retire? If you’re like the majority of Americans, you don’t know the answer.…
Key takeaways The median transaction account balance in the U.S. is between $8,000, potentially insufficient for a few months without…
Cavan Images/GettyImages; Illustration by Hunter Newton/Bankrate Most of us will have to buy an insurance policy in our lives. Whether…
The solo 401(k) and SEP IRA are two of the best retirement plans available for a small business owner –…
A Roth 401(k) and a Roth IRA sound similar — and they are. Contributions are made after taxes — meaning…
If you’re a solo entrepreneur, saving for retirement might be the last thing on your mind. A Roth solo 401(k)…
A safe harbor 401(k) is a retirement plan that allows a company to avoid the regulations and expenses associated with…